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| FHA Home Loans, FHA Home Financing, FHA Home Refinancing Mobile Home Financing - Manufactured Home Loans - Mobile and Manufactured Home Refinancing |
| You Deserve The Best! Refinance Your Mortgage Purchase Your First Home Consolidate Your Debt Mobile Home Mortgages Mobile Home Interest Rates Get Cash From Your Equity |
| FHA Loan Programs FHA Mobile Home Loan - FHA Home Loans - FHA Mortgage Loan FHA Manufactured Home Financing Is Still Available! The standards for all types of housing loans have changed in the last year because of the credit turmoil and the economic crisis that we are currently going through, though conditions are improving. The good news is this! The HUD-approved, FHA Manufactured Home Loan has been less affected by the tightened standards. In fact, FHA is the largest insurer of manufactured home loans. We focus on finding just the right loan program for you and your property that will help you meet your financial goals. Our mobile home mortgage program is a specialized FHA loan allowing us to offer extremely low rates. You’ll enjoy the security of fixed-rate financing and loan terms up to 30 years. FHA Manufactured Home Loans are normally the best way to finance the purchase or refinance of a manufactured home because of high loan-to-value ratios (LTV)—96.50% for purchase and 97.75% for a rate/term refinance. Cash out refinances are available up to 85% LTV. Typically, a minimum FICO score of 620 is required, though there are additional factors that apply. FHA tends to look at the whole credit profile and the borrower’s ability to repay the loan. FHA is also more forgiving of credit problems in the borrower’s past. FHA loans have less stringent credit requirements than conventional loans, while conventional loans are still very attractive to high FICO buyers with larger down payments. To purchase with an FHA mortgage, a 3.5% down payment is the minimum amount required, and credit scores do not have to be as high as for conventional loans. |
| Our polite, professional and efficient staff has decades of experience providing manufactured home financing and manufactured home refinancing loan options to many thousands of satisfied customers with superior service second to none. We are a direct source for manufactured home mortgage loans, manufactured home mortgage refinance, manufactured home mortgage rates and manufactured home equity manufactured home mortgage refinancing loan programs. We also specialize in options for mobile home refinancing, mobile home loans, mobile home financing and manufactured home loan lender products specifically for manufactured housing lending nationwide. Your request gains access to manufactured home purchase loans and manufactured home refinance loans at real savings. Once you've found or already own the perfect home, you need the perfect financing or refinancing. Let us find the best loan for you! Refinancing for Mobile Home, Refinancing a Modular Home, Refinance a Mobile Home Loan, Refinancing for Manufactured Homes FHA Mobile Home Loans - Financing Loans - Mobile Home Loans - Refinancing Loans |
To be eligible for this mobile home loan the following requirements must be met:
park or flood zone.
Please note that this is only a partial list of guidelines and the guidelines may change at any time.
- The home must have been built after June 15, 1976, and in conformance with the
Federal Manufactured Home Construction and Safety Standards. (There will be a
certification label to signify this.)
- The loan must also cover the land that the manufactured home sits on, the
park or flood zone.
- The manufactured home must have a visible certification label (HUD tag) attached
to each transportable unit of the home. Inspections must include an Engineer's
Certification signed with a raised seal verifying foundation meets HUD'S guidelines.
- The borrower's credit score must be a minimum of 620.
Please note that this is only a partial list of guidelines and the guidelines may change at any time.
| FHA Mortgage - FHA Home Loans - FHA Refinance - FHA Mortgage Refinance - Mortgage Rates - Home Equity |
| FHA Mobile Home Financing - FHA Manufactured Home Loans - Mobile & Manufactured Home Refinancing |
Mobile Home Purchase Loans
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford. More Information FAQ
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford. More Information FAQ
Mobile Home Refinance Loans
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
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FHA JUMBO LOANS - Start Here!
($417,000 UP TO $625,550)
Need a loan between $417,000
and $2,000,000? Need flexible rates
and terms? Need quick turn-around
for your jumbo purchase or refinance?
($417,000 UP TO $625,550)
Need a loan between $417,000
and $2,000,000? Need flexible rates
and terms? Need quick turn-around
for your jumbo purchase or refinance?
| Manufactured, Modular and Mobile Home Loans |
| Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and licensed independent mortgage professionals in your local area. This allows for the widest variety of housing loan options to meet your needs. We also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products, Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law. |
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